asu insurance
If you are looking for a competitive quotation on Accident, Sickness &
Unemployment Insurance on a regular monthly premium basis, please either
apply below by clicking on the apply now button for an instant quote or
call 0845 123 1260 to speak to one of our experienced staff.
Accident, Sickness and Unemployment insurance (ASU), can also be referred
to as mortgage payment protection and will provide you with an income to
meet your outgoings if you are off work sick, have an accident or are made
redundant. It pays out a monthly benefit to cover your mortgage and other
related costs.
You can choose whether you want to receive benefits for accident and sickness
only, unemployment only or all three.
Our Accident Sickness & Unemployment policy is highly competitive on price and
offers the following features and options:
- Extended Monthly Benefits
With our enhanced products, you can cover yourself for 12 or 24 months
benefits for accident and sickness.
- Excess Choice
You can choose from cover backdated to day 1, or 30 or 60 days excess
depending on your circumstances.
- Term Options
Together with a monthly premium option, you can have guaranteed
premium rates of up to 72 months.
- Monthly Benefit Splits
With the joint cover option; you can choose the percentage ratio split
of your benefits to suit your requirements.
- Benefit Payments
Our policy provides regular monthly premium payment options only.
We do not offer single premium policies. There is a
standard maximum monthly benefit of £2,000. However, this can be increased,
under certain circumstances, which we would be pleased to discuss.
- Monthly Payment Cover
This policy does not just cover mortgage payments. You have the ability
to cover all your regular monthly outgoings, which can include, all utility
bills, loans, taxes, and even residential rental payments.
- Please Note
There is a 'deferment period'. This is the period of
time you will have to wait after losing your source of income until you may claim the policy benefit.