Individual Voluntary Arrangements

An Individual Voluntary Arrangement, or IVA, is an alternative to bankruptcy in which the debtor arranges a formal agreement with their creditors to pay off a percentage of their debt over a set period of time, usually around 5 years.

An IVA is often seen as better than bankruptcy as it has less of an adverse effect on the person’s credit history and their home remains relatively untouched.

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Solution Mortgages specialise in helping you get the remortgage you require even if you have an adverse credit history. This includes if you have had an IVA in the past or if you currently have an IVA performing satisfactorily or not. We have a range of mortgages on offer and will provide you with a full advise and recommendation service taking into consideration your current credit profile and needs.

To find out how we can help, complete the online form – or call us on 0800 035 6443 to speak to one of our experienced staff.