Poor credit remortgage

Wednesday, October 31, 2007

Credit problems whether past or present do not have to stop you getting the finance you require. If you have/had CCJ's, arrears or defaults on loans and credit cards you could still be able to obtain a mortgage from a lender who specialises in people with a poor credit rating.

Most high street banks or mainstream lenders will not accept enquiries from people who have a poor credit rating and if you have found this to be the case you may wish to consider applying to Solution Mortgages. We use a range of lenders who would consider an application from you.

Whether you have serious arrears, got divorced, have fallen ill or lost your job for a period of time and incurred missed payments on any aspect of your credit, do not hesitate to get in touch.

Bad debts, credit problems, and CCJ’s mean that one in four people find it difficult to obtain a mortgage or remortgage from a traditional high-street lender. You may have an IVA or are registered bankrupt.If you find yourself falling into one of the above categories, there is a solution.

We can help you find a mortgage lender who takes a more flexible view of people with credit problems, or those who are self-employed and require a self-certification mortgage.