Solution Mortgages
20 May 2018
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fees & charges

Solution Mortgages Limited may charge a fee for arranging your mortgage or remortgage. The fee is £1,795 which will usually include all survey costs. These fees are negotiable. We will not charge any fees or receive any commission if your mortgage does not complete. You will receive a key facts illustration which will tell you about any fees relating to the mortgage arranged through us.

Don't forget to budget for the other costs that you may incur when buying your home:

  • Stamp duty is charged at 1% of the price of properties between £125,001 and £250,000, 3% for those up to £500,000 and 4% for properties over £500,001.
  • If your mortgage exceeds a certain percentage of the valuation your lender may charge a Higher Lending Charge to cover the greater risk.
  • Your solicitor will also charge a fee for searches and conveyancing.

 

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Think carefully before securing other debts against your home.

Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.