Welcome to Solution Mortgages

At Solution Mortgages, we have over 20 years experience in helping people secure a Mortgage or Remortgage for a whole range of clients. From the high street borrower with a clean credit history to helping people with bad credit problems such as mortgage arrears, CCJ's, etc. We have products to help with Non-Standard Construction, Buy to Lets, Bridging Finance, Right To Buy, Help To Buy, Self Employed with only 1 years books & so many other products.

Solution Mortgages also have an extensive record of successfully arranging secured loans (Homeowner loans) with the same diversity as for Remortgages and Mortgages. We have market leading rates available to the clients with a good credit history. We also have some excellent rates for the clients with a more complex case such as Adverse Credit, Self Employed with only 1 year books etc.

Apply Now Call Me Back Free Phone 0800 035 6443

We pride ourselves on being able to find a Solution for any scenario. We understand that every deal is different and every deal requires a common sense approach.

Call us today on the Free Phone number or simply press the Apply now button. We can call you back the same day or a time that best suites you.


Solution Mortgages and Scott in particular have been amazing to deal with. Completely professional, patient, courteous and informative at every step of the process. Our finances are completely overhauled and we can now get on with our lives, just cannot thank Scott enough, would most definitely use again in the future and completely recommend. Debra  

Debra Carr


This is my second dealing with Scott at Mortgage Solutions, on both occasions I have found him speedy and efficient. I like the fact that he keeps you well informed at all stages. I would highly recommend him. Claire

Claire Silk


I just wanted to say a massive thank you for all the help you gave me over the past 12 months. From my first call you were fantastic and so helpful. I contacted you numerous times just for advise and to put my mind at ease which you did each time. I don’t think we could have done this whole… Read more “Purchase”

Paul Yeates

Latest News

Deal of the week

  Scenario Recently a couple contacted us hoping to raise a £60,000 loan. They had experienced some difficulty in finding an unsecured loan for two reasons. Firstly, the size of the loan was a problem because the majority of unsecured lenders have lending limits of £25,000 maximum.  Secondly, their low credit score presented a problem which reflected the constant use of…


Uses for a loan (Second Charge Mortgage)

You can easily raise a loan as a second charge on your property. The most common reasons for a loan is to consolidate credit or for home improvements However, you can use this type of loan for many other reasons, such as: Car purchase School fees Weddings Gifting money to your children Repay a tax bill Transfer of equity Lease…


Right To Buy Purchases

Right To Buy

Right To Buy (RTB) Purchases in my humble opinion are one of the best ideas the goverment has come up with. This is a scheme where a tenant has the opportunity to purchase their council / housing association property at a discounted price. The discount will usually depend on how long you’ve lived at the property for. i.e. The longer…


You can Remortgage your house to raise cash funds that can be used to in a number of ways, for instance, to clear credit card debt, finance home improvement or make a significant purchase such a holiday or a car.

To find out how we can help raise a remortgage, complete the short online form or call us on 0800 035 6443 to speak to one of our experienced staff.  Find out what Solution Mortgages can do for you.  Find out how Solution Mortgages can help you.

Poor or Bad Credit Remortgage

If you need a bad or poor credit remortgage, due to a poor credit rating, arrears on your current mortgage, CCJs or you have been made bankrupt, we should be able to find a bad credit remortgage to suit your needs. Solution Mortgages use a panel of specialist lenders who will consider applications for a bad credit remortgage from potential borrowers.

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