A client applied via our website looking to raise £25,000 by way of a remortgage. She wanted to raise the money for consolidation of her credit cards and to complete the proposed home improvements. The home improvements consisted of a new kitchen, new garage roof and a new patio.
The difficulty she was having was a combination of three issues;-
- The property was of non-standard construction.
- She had a small default from over 4 years ago which was still showing on the credit report.
- The property was in Northern Ireland.
The client had tried to source this from a high street lender but they rejected it due to the reasons above.
Their was only one lender available from our panel who could match a product to her criteria. She couldn’t believe this was possible as all she kept getting was doors slammed in her face.
The lender was able to lend her the full £25,000 without any fuss.
If you find yourself in a similar position please call our freephone number 0800 0356443 and speak to one of our highly trained mortgage advisers. you can also apply online www.solution-mortgages.co.uk click the Apply Now button and complete the online form. An adviser will call within in the hour.