Sub prime remortgage

If you are a homeowner and are contemplating a remortgage of your property, you may find it more difficult if you have a poor credit history.

County Court Judgements (CCJs), mortgage arrears, defaults, bankruptcy, or having no proof of income all affect your credit rating.

Adverse credit will certainly make it unlikely that many traditional high street lenders will be able to help you, but there are other options available and these are called sub prime or adverse credit remortgages, which, depending on your circumstances, may provide the finance solution you are looking for.

At Solution Mortgages we specialise in helping people obtain an adverse credit remortgage. A remortgage is a loan, in the same way that your original mortgage is, secured against the value of your home. It replaces your old mortgage, and the benefit of having an adverse credit remortgage is that it will offer you the chance to repair your credit history.

Finances are unpredictable at the best of times and nowadays more and more people are finding themselves unable to cope with their present financial arrangements and mortgage lenders have seen this by increasing the product range of mortgages available to people with adverse credit.

Solution Mortgages will take care of the whole remortgage process for you including dealing with any third parties such as surveyors and solicitors.

If you would like to discuss an adverse credit remortgage, please feel free to contact Solution Mortgages on 0845 123 1260 or apply online at