Based on the increase on the number of products available, I would say yes.
In April 2007 (Mortgage Peak) we had 77,983 mortgage products available to us. At the beginning of 2009 this figure dipped below 2,000 which was a decrease of almost 98%. At this point we were almost at a stand still. Not only did we have very little to go at, the products available were very restrictive.
On a posistive we have seen the number of products availble increase to around 7,500 as at the end of 2010. The optomist in me wants think that this will gradually increase over the next year to somewhere around 25,000. Things will improve, but when?