Getting help gaining a re-mortgage with a poor credit rating

Here at Solution Mortgages Ltd we have an axtenive range of products to help clients who have a poor credit rating.

We can help in a number of circumstances;-

Self employed

  • 1 years accounts
  • most recent years figures generally used
  • Inland revenue SA302 acceptable


  • Capital raising for a broad range of purposes
  • Debt consolidation
  • Free valuations and free legals

Intelligent underwriting

  • No credit score – decisions made on customer's circumstances, not a score.
  • Can consider all types of declarable income
  • Loans up to £1m considered
  • Will consider minor historic credit events

First Time Buyers

  • Up to 90% LTV
  • Free valuations
  • Loans available up to £500K


  • Up to 100% of regular overtime/bonus taken
  • Up to 100% of second job income taken
  • Pension and investment income allowable

If you need help with this please call 0845 1231260 or visit our website on