At Solution Mortgages Ltd we have a number of lenders who can help with all sorts of scenarios. it doesn’t matter if you are looking for a secured loan, remortgage or a purchase, we can assist with all types of lending. This week we are going to focus on one of our specialist lenders from our secured loans panel. They…
Category: County Court Judgements
Helping our clients where other’s can’t
At Solution Mortgages, we pride ourselves on having access to an incredibly diverse range of products which can help our clients in almost all circumstances. Below is a list of area’s we can still help to raise money via a Mortgage or Secured loan; Self Employed with just one year’s accounts CCJ’s registered in the last two years Defaults registered…
Case Study – Can I get a mortgage with a Non Standard Construction Property?
A client came to us recently looking to raise £20,000 against a mortgage-free property. They had been declined on two counts. 1 – Their property is Timber framed and considered Non-Standard Construction. 2 – They had some historic defaults and CCj’s registered in the last two years. When we told them that we had a solution, they couldn’t believe it…
We can still help even if you have CCJ’s, Defaults or missed payments
We pride ourselves on having a lending panel which can help in most circumstances when considering a mortgage or remortgage. All lenders have a slightly different view on how they should lend. So where one lender says no, another will say yes. More often than not our clients come to us stating you will probably not be able to help…
Deal of the week
Scenario Recently, a couple contacted us hoping to raise a £60,000 loan. They had experienced some difficulty in finding an unsecured loan for two reasons. Firstly, the size of the loan was a problem because the majority of unsecured lenders have lending limits of £25,000 maximum. Secondly, their low credit score presented a problem which reflected the constant use…
Right To Buy Purchases
Right To Buy (RTB) Purchases in my humble opinion are one of the best ideas the goverment has come up with. This is a scheme where a tenant has the opportunity to purchase their council / housing association property at a discounted price. The discount will usually depend on how long you’ve lived at the property for. i.e. The longer…